Getting Started Personal Finance

How do I get a job? How much money am I worth and how do I calculate my pay. What do I do with my paycheck after I get it? The Personal Finance course math in a real world environment. Students must get jobs, balancing checks, and save enough money to buy their grade. They get paid for the work they do, just like a real job.

You can view all of the topics covered in our curriculum by selecting a link below:

For Teaching For Practice


Topics by Week

The following table shows each topic by week that is covered in the curriculum.

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Week 1 BTN C1 Getting a Job Unit 1
Introduction – Getting a Job
Students will be introduced to the course material and getting started.
Week 2 BTN C1 Calculating Payments Unit 2
Calculating Payments
Students will learn how to calculate and estimate weekly payments for specific bills.
Week 3 BTN C1 Checks Unit 3
Checks
Students will learn how to pay bills and keep track of personal finances manually.
Week 4
Week 5
Week 6
BTN C1 Calculating Wages and Income Unit 4
Calculating Wages and Income
Students will learn different ways to earn money including salary, tips, and commission.
Week 7
Week 8
BTN C1 Meal Planning Unit 5
Meal Planning & Saving Money
Students will learn how to save money and eat healthy as they plan weekly food expenses.
Week 9 BTN C1 Calculating a Budget Unit 6
Calculating a Budget
Students will show their budget on pie charts. They will learn some rules of thumb for budgeting.
Week 10
Week 11
BTN C1 Medical Insurance Unit 7
Medical Insurance
Students will learn about and made decisions regarding medical insurance.
Week 12 BTN C1 Auto Insurance Unit 8
Auto Insurance
Students will learn about and make decisions about automobile insurance.
Week 13 BTN C1 Interest Unit 9
Interest
Students will learn how to calculate simple and compound interest.
Week 14 BTN C1 Investing the Stock Market Unit 10
Investing – The Stock Market
Start Unit 11
Students will learn about stocks and the basics of price changes in the Stock Market.
Week 15 BTN C1 Buying a Car Unit 11
Buying a Car
Students will be introduced to various considerations for purchasing an automobile.
Week 16 BTN C1 Buying a House Unit 12
Buying a House
Students will be introduced to different aspects of purchasing a home.
Week 17
Week 18
BTN C1 Home Improvements Unit 13
Home Improvements
Students will be introduced home floor plans and calculations for various remodeling projects.
Week 19 BTN C1 Home Party Planning Unit 14
Home Party Planning
Students will learn to calculate the costs of hosting a party or gathering.
Week 20 BTN C1 Final Unit 15
Final Review and Final
Students will review the basics of the units taught and prepare for the final.


Sample Pacing Guide

The following pacing guide is Unit 1: Introduction – Getting a Job. Each week has a similar pacing guide. An Online Subscription allows you to access all the material online. The pacing guide has links to the actual files.

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Week 1  Monday Tuesday Wednesday Thursday Friday
Teach 1.1 Introduction 1.1 Review

1.2 Time Cards

1.2 Review

1.3 Applying for a Job

1.3 Review

1.4 Interview Questions

Review
Handouts & Practice  Student Workbooks Weekly Time Card Blank Job Application

Interview Questions

Assessments  Quiz 1.1   Quiz 1.2  Unit 1 Test
 Projects Project 1.1 Get a Job: Students will find a local company that is hiring and apply for a job.

Project 1.2 Good Interviewing: Students will complete 30 interview questions and interview.

Weekly Activity This class is like real life. Students will spend this week preparing to interview for their jobs. Interview and hire them as soon as they apply for the job.


Lessons and Reviews

The following are all of the lessons and reviews for Personal Finance. The Online Subscription will give you access to all of the presentations. With a Curriculum CD you will have a copy of the PowerPoint files that can  edited. Under the Student: Personal Finance tab, you can see that all students have access to all presentations free so they can review the material online outside of class.

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You can see a Sample Lesson here.
1.1 Introduction to Course
1.1 Review
1.2 Time Cards
1.2 Review
1.3 Applying for a Job
1.3 Review
1.4 Interview Questions
1.4 Review
2.1 Payments Rent and Utilities
2.1 Review
2.2 Automobile Payments and Maintenance
2.2 Review
2.3 The Cost of Gas
2.3 Review
3.1 Writing a Check
3.1 Review
3.2 Using a Check Register
3.2 Review
3.3 Adding and Subtracting Decimals
3.3 Review
3.4 Grading the Check Register
3.4 Review
4.1 Hourly Wage- Part 1
4.1 Review
4.2 Hourly Wage- Part 2
4.2 Review
4.3 Rounding Time to 15 Minutes
4.3 Review
4.4 Time Card Math
4.4 Review
4.5 Tips and Equivalent Pay
4.5 Review
4.6 Piecework
4.6 Review
4.7 Commission
4.7 Review
4.8 Annual Salary
4.8 Review
5.1 Unit Prices
5.1 Review
5.2 Coupons
5.2 Review
5.3 Unit Conversion
5.3 Review
5.4 Menu Planning
5.4 Review
6.1 Budgeting
6.1 Review
6.2 Pie Charts
6.2 Review
7.1 Medical Insurance- Part 1
7.1 Review
7.2 Medical Insurance- Part 2
7.2 Review
8.1 Automobile Insurance- Part 1
8.1 Review
8.2 Automobile Insurance- Part 2
8.2 Review
9.1 Understanding Interest
9.1 Review
9.2 Simple Interest
9.2 Review
9.3 Compound Interest
9.3 Review
10.1 Stocks
10. Review
11.1 The Cost of a Car
11. Review
11.2 Calculating Car Payments
11. Review
11.3 Negotiating the Best Price
11. Review
12.1 Buying a House
12. Review
12.2 Comparing Houses
12. Review
12.3 Home Loans
12. Review
12.4 Square Foot Cost
12. Review
13.1 Home Remodeling- Part 1
13. Review
13.1 Home Remodeling- Part 2
13. Review
14.1 Planning a Party
14. Review
14.2 Calculating Party Costs
14. Review
15.1 Personal Finance Course Review


Math Skills Worksheets

Most worksheets shown below come in two versions, sheet A and sheet B. These are for students to practice the basic math, repetitively, for the material that was taught.

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You can see a Sample Worksheet here.
Pre-Employment Skills Assessment
2.1a Calculating Rent
2.1b Calculating Utilities
2.2a Vehicle Loan Payment
2.2b Vehicle Maintenance Costs
2.3 Vehicle Fuel Costs-
3.1 Written Numbers
3.2 Check Register
3.3 Math with Decimals
4.1a Overtime
4.1b Overtime Pay
4.2 Wage Rates
4.3a Round Time to Nearest 15
4.3b Converting Time to Decimals
4.3c Time- Rounding and Decimals
4.4 Time Cards
4.5a Tips
4.5b Equivalent Hourly Rate
4.5c Tips & Equivalent Hourly Pay
4.6 Piecework
4.7a Converting Percent to Decimals
4.7b Commission
4.8 Annual Salary
5.1 Unit Prices
5.2 Coupons
5.3a Unit Conversion
5.3b Unit Conversion and Costs
5.4 Menu Pricing
6.1 Budgeting
6.2 Pie Charts
7.1 Medical Insurance Vocabulary
7.2a Deductibles
7.2b Co-Pays and Co-Insurance
7.2c Medical Insurance
8.1 Auto Insurance Crossword
8.2 Auto Insurance Costs
8.2 Auto Insurance Costs
9.1 Interest Vocabulary
9.2a Simple Interest Paid
9.2b Simple Interest Earned
9.3a Compound Interest Chart
9.3b Compound Interest
9.3c Compound Interest Earned
10.1 Stocks
11.1 Auto Vocabulary
11.2a Actual Auto Loan Cost
11.2b Auto Loans
12.1 Home Buying Vocabulary
12.2a Home Loan Amount
12.2b Home Loan Points
12.3 Home Loan Length
12.4a Square Foot Cost
13.1a Flooring Area
13.1b Flooring Cost
13.1c Painting Area
13.1d Painting Cost
13.2a Perimeter
13.2b Molding Cost
14.1 Party Budget


Projects

Each unit has projects associated with them. The projects are designed to last a couple of days to a week and allow the student to apply the material they have learned to a real life situation.

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You can see a Sample Project here.
1.1- Get a Job
1.2- Good Interviewing
2.1- Get Your Bills
3.1- Design the Class Checks
4.1- How Much Is An Education Worth
4.2- My Future Will Be
4.3- Can I Have a Raise
5.1- Food Journal
5.2- My Menu
6.1 What is My Budget
7.1- Compare Medical Insurances
7.2- Design Your Own Medical Insurance
8.1- Compare Auto Insurances
9.1- Interest Cost vs Benefit
10.1- Stock Market
11.1- Comparing Automobiles
12.1- Floor Plan
13.1- Area, Perimeter, and Volume
13.2- Home Remodeling
14.1- Plan a Small Party
14.2- Plan a Large Event


Quizzes

The quizzes have similar questions and format as the worksheets. They are typically less than 10 questions and should be taken the day after the worksheet was assigned.

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You can see a Sample Quiz here.
2.1a Calculating Rent
2.1b Calculating Utilities
2.2a Vehicle Loan Payment
2.2b Vehicle Maintenance Costs
2.3 Vehicle Fuel Costs
3.1 Written Numbers
3.2 Check Register
3.3 Math with Decimals
4.1a Overtime
4.1b Overtime Pay
4.2 Wage Rates
4.3a Round Time to Nearest 15
4.3b Converting Time to Decimals
4.3c Time- Rounding and Decimals
4.4 Time Cards
4.5a Tips
4.5b Equivalent Hourly Rate
4.5c Tips & Equivalent Hourly Pay
4.6 Piecework
4.7a Converting Percent to Decimals
4.7b Commission
4.8 Annual Salary
5.1 Unit Prices
5.2 Coupons
5.3a Unit Conversion
5.3b Unit Conversion and Costs
5.4 Menu Pricing
6.1 Budgeting
6.2 Pie Charts
7.2a Deductibles
7.2b Co-Pays and Co-Insurance
7.2c Medical Insurance- Difficult
8.2 Auto Insurance Costs
9.2a Simple Interest Paid
9.3a Compound Interest Chart
9.3b Compound Interest
10.1 Stocks
11.2a Actual Auto Loan Cost
11.2b Auto Loans
12.2a Home Loan Amount
12.2b Home Loan Points
12.3 Home Loan Length
12.4a Square Foot Cost
13.1b Flooring Cost
13.1d Painting Cost
13.2b Molding Cost
14.1 Party Budget
14.2a How Much to Buy
14.2b Party Math


Unit Tests

Each unit has a unit test covering all of the material covered in each quiz. typically taken on the Friday of Pay day.

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You can see a Sample Unit Test here.
Unit 2 Test
Unit 3 Test
Unit 4 Test
Unit 5 Test
Unit 6 Test
Unit 7 Test
Unit 8 Test
Unit 9 Test
Unit 10 Test
Unit 11 Test
Unit 12 Test
Unit 13 Test
Unit 14 Test
Course Final

Do you have questions about your class or situation you would like help with? Let us know.